ArticlesReader.com Menu
Newest Articles
Most Viewed Articles
ArticlesReader.com RSS
Submit Article
Login
Signup
Search the articles

Articles Main Categories
Advice
Animals
Automobiles
Business
Career
Communications
Computer Programming
Computers
Entertainment
Environment
Family
Fashion
Finance
Food
Health & Medical
Home & Garden
Humor
Internet Business
Internet Marketing
Legal
Leisure & Recreation
Marketing
Other
Politics
Reference & Education
Religion
Self Improvement
Sports
Technology & Science
Travel
Writing
Subscribe
Receive alert message from us when new articles submitted to our site for free.

Enter your name

Enter your email

Syndicate

















Related Products
Home::Credit

Credit Card Incentives

Author : Joseph Kenny
Credit card companies want your business. After all, lending money to people is profitable. Besides the interest fees that you'll be charged, the credit card company also collects a fee from merchants who accept their credit cards. In order to get your business, most credit card companies are willing to offer you some great incentives - not only to apply for one of their cards, but to use it for everything from car rentals to weekly groceries.

Among the incentives that you might be offered for using a particular credit card are frequent flyer miles, phone call minutes, rebates and cash-back on purchases, insurance on your purchases and more. Here's a list of some of the most popular incentives. Check around to find a card that offers incentives that make sense for the way you use your card.
Rebates

One of the most common incentives for using your credit card is a cash-back or rebate offer. Generally, you'll get 1-5% back on various purchases. Depending on the credit card, you may get 1% back on most purchases, and 5% back on purchases made at convenience stores, gas stations, grocery stores and 'member merchants'. The rebate may be in the form of a credit on your bill, a gift card for $10, $20 or more dollars when you reach that amount in cash rebates, or a check sent from the credit card company.



Frequent flier miles

Another common credit card incentive is frequent flier miles that can be used on a number of airlines for personal and/or business travel. Check the individual cards' terms and conditions to find out exactly how to redeem your frequent flier miles.

Phone Minutes

A new incentive being offered by several credit card companies is phone minutes to use with your cell phone account. Redemption is generally via a phone card sent when the amount of the reward minutes reaches a certain denomination, but your credit card company may have different rules and policies.



Additional warranty coverage for the items you purchase

A few credit card companies offer extra warranty time or coverage on items that you purchase using their card. The additional coverage is only available on particular cards, generally the Premium cards. If any item that you purchase using cards that are lost, stolen or breaks within the stated warranty period, the credit card company will replace it at their cost.

Car rental insurance, Travel accident insurance or travel-related discounts

If you travel often and use rental cars, then it may make sense for you to have a card that offers insurance on you when you're driving a rental car - at no extra charge. Likewise travel insurance and travel discounts that may be available only to holders of that particular credit card, or is available at reduced rates to them.




Credit card registration

Some credit card companies offer to register all of your credit cards so that if your purse or wallet is lost or stolen, you only need to make one call to alert all of your credit card companies. It's a handy perk to have, especially since it's easy to forget a card you don't use often in the heat of the moment. Taking advantage of a credit card registry is one way to be sure that all of your creditors are notified that your cards are lost.


Article Source: http://www.articledashboard.com





Joseph Kenny is the webmaster of the UK credit card comparison site www.creditcards121.com/, where you can find a selection of 0% balance transfers. For US visitors there is also the comparison site www.credit-cards-info.com/ for all US interest free offers.





Spam emails More free articles

Related articles


  1. How Do I Establish A Good Line of Credit?
  2. A Debt Mentality
  3. Are You Worried About Credit Card Debt
  4. Say Cheese
  5. Better the Devil You Know
  6. Paying your credit card on time
  7. Did Your Credit Score Today?
  8. Free Credit Reports: Get Yours Today!
  9. Your Consumer Rights
  10. Building Good Business Credit After Bad Credit
  11. Online, Phone, U.S. Mail or In-Person: Where is Your Credit Card and Personal Identify Safest?
  12. How To Boost Your Credit Score
  13. Balance Transfers Can Help You Stop Putting Money Down The Drain!
  14. Shoppers Beware - 'Tis The Season
  15. New Law Provides Free Annual Credit Report
  16. Everything You Always Wanted To Know About Your Credit Report
  17. Tired Of Being Broke?...Learn How To Force Banks To Give You Money!
  18. Ways to Look Good without Selling Your Soul to the Credit Card Sharks
  19. Credit Report And Correction Techniques
  20. Ten Steps To Building A Good Credit History
  21. First Major Regulatory and Legislative Victory of 2005 for Creditors and Consumers
  22. When You Are Eligible For A Free Credit Report
  23. 10 Ways To Protect Your Financial Identity Being Used For Someone Else’s Shopping Spree
  24. Credit Cards, Merchant Accounts, and Your Bottomline
  25. Fun with Credit Cards
More related feeds
Chosing a Credit Card
How to choose a credit card? Credit card offers are innumerous and all of them are promised to be beneficial and give you alluring incentives. But how to choose a credit card you really need. My cousin asked me this question yesterday. ...

Credit Cards: How to Capitalize Owning One?
Credit cards compete for your business by offering incentives such as low introductory interest rates or rewards to new customers like free flights and cash back. These rewards are generally based on how heavily you use your card. ...

UK travel companies show keenness towards mobile-friendly websites ...
Use a credit card and the process is automatic.nnIf you do not have a card you can always apply for one specifically for travelling abroad. There a wide range of prepaid and visa cards and lots of incentives from having one. ...

Holley transfer slots
For example, you given in a person a pack of credit card because this type of slots online: what the balance transfer credit card, which usually offers perks like low interest rates, and incentives for transferring a worse shape than ...

Travel credit card: the option for frequent flyers
While most airlines today offer incentives of frequent flyers, there is another prevalent option to that, the travel credit card, basically designed to discount airline travels. There is always a very genuine reason why travel credit ...

The Rewards You Get from Owning Business Credit Cards
Business credit card holders are also eligible for incentives and rewards similar to those that are available to personal credit card holders. You may find these incentives and rewards offered by business credit cards helpful in a ...

Compare Small Business Credit Cards
For some business owners, determining what type of small business credit card fits the needs of their business may be a daunting task. What’s most important to keep in mind is that sitting down and brainstorming is better than finding ...

America's debt problem
Combined with the policy of making business debt tax-deductible, federal tax law has increased the incentives for businesses to borrow. On the individual level, besides the credit-card junkies, many Americans have more debt than savings ...

Credit Card Terms
Many credit card companies offer incentives for balance transfers - moving your debt from one credit card (card Issuer A) to another (Card Issuer B). All offers are not the same, and their terms can be complicated. ...

The Benefits of Having a Credit Card
However, there are ways to maximize what you can get out of these offers; read on to find out how to take full advantage of your credit card with these incentives. Rewards cards: You should definitely look around for the best offer when ...

 


 

© 2007 articlesreader.com - All Rights Reserved