ArticlesReader.com Menu
Newest Articles
Most Viewed Articles
ArticlesReader.com RSS
Submit Article
Login
Signup
Search the articles

Articles Main Categories
Advice
Animals
Automobiles
Business
Career
Communications
Computer Programming
Computers
Entertainment
Environment
Family
Fashion
Finance
Food
Health & Medical
Home & Garden
Humor
Internet Business
Internet Marketing
Legal
Leisure & Recreation
Marketing
Other
Politics
Reference & Education
Religion
Self Improvement
Sports
Technology & Science
Travel
Writing
Subscribe
Receive alert message from us when new articles submitted to our site for free.

Enter your name

Enter your email

Syndicate

















Related Products
Home::Credit

The Truth About Low Interest Credit Cards

Author : Morgan Hamilton
Low interest credit cards are wonderful if you can get your hands on one. They offer great rates so it is easier to pay off your balance in a timely manner. These cards are perfect for those making large purchases on their credit cards, or even those that use their card for everyday purchases. If you are researching low interest credit cards, consider these factors during your search.



Credit Score



To qualify for low interest credit cards, you have to have great credit. There are several scores that fall in the “excellent credit” and in the “good credit” groups in terms of the credit bureaus. If your credit score falls into either of these groups, you will most likely qualify. However, if your score does not fall into these groups, you will most likely not be able to get any low interest credit cards. These cards are for the lowest risk cardholders, which are those with nearly flawless credit score.



Common Rates



For those that do qualify, low interest credit cards offer great rates. The most common rates fall between 9% and 15%. These cards are great when you need to make large purchases, because although your balance may be high, you will not be charged as much interest on it as a normal credit

card would charge. The lower rate you can find the better. So, be sure to shop around before committing to a card.



Introductory Offers



Low interest rate credit cards offer some of the best introductory offers out there. Many of the low interest rate credit cards offer over a year with no APR. This is an amazing opportunity for cardholders to charge without any fees attached. Card companies know that people who own these cards usually keep paying off the balance, even without being charged APR, so it is still profitable for them to offer this plan.



Fees



Very rarely are there ever annual or enrollment fees on low interest credit cards. These are the top of the line credit cards. Therefore, to charge unnecessary fees would deter cardholders from applying. If you do run across a card that charges an annual or enrollment fee and you have

perfect credit, you need to look elsewhere for your card. Those with great credit should never pay these fees, for they are intended for high risk cardholders with bad credit.



Low interest credit cards can be extremely helpful when it comes to your credit card finances. The less amount of interest you have to pay, the better off your finances are in the long run. Be sure to research your low interest credit card choices before applying. Some cards may give you

the low interest rate for the first few months and then raise it dramatically. As long as you are informed about your credit card, you can make wise decisions.


Article Source: http://www.articledashboard.com






Morgan Hamilton offers expert advice and great tips regarding all aspects concerning Credit Cards.
Get the information you are seeking now by visiting www.Find-Cards-Now.com





Spam emails More free articles

Related articles


  1. How Do I Establish A Good Line of Credit?
  2. A Debt Mentality
  3. Are You Worried About Credit Card Debt
  4. Say Cheese
  5. Better the Devil You Know
  6. Paying your credit card on time
  7. Did Your Credit Score Today?
  8. Free Credit Reports: Get Yours Today!
  9. Your Consumer Rights
  10. Building Good Business Credit After Bad Credit
  11. Online, Phone, U.S. Mail or In-Person: Where is Your Credit Card and Personal Identify Safest?
  12. How To Boost Your Credit Score
  13. Balance Transfers Can Help You Stop Putting Money Down The Drain!
  14. Shoppers Beware - 'Tis The Season
  15. New Law Provides Free Annual Credit Report
  16. Everything You Always Wanted To Know About Your Credit Report
  17. Tired Of Being Broke?...Learn How To Force Banks To Give You Money!
  18. Ways to Look Good without Selling Your Soul to the Credit Card Sharks
  19. Credit Report And Correction Techniques
  20. Ten Steps To Building A Good Credit History
  21. First Major Regulatory and Legislative Victory of 2005 for Creditors and Consumers
  22. When You Are Eligible For A Free Credit Report
  23. 10 Ways To Protect Your Financial Identity Being Used For Someone Else’s Shopping Spree
  24. Credit Cards, Merchant Accounts, and Your Bottomline
  25. Fun with Credit Cards
More related feeds
Credit Cards
How a credit card works. All credit cards are essentially a line of credit. That’s why you have a pre-approved limit. Of course you pay interest on what you borrow. And there, my friend, is the rub. According to the Federal Truth in ...

Absolute truth about credit repair companies (2)
Low interest credit cards are other types of non secured standard credit card. They offer either low introductory APR that change to a higher rate after a certain period of time or a low fixed rate. You can take advantage of the low ...

Eulogy for the Ownership Society, Swan Song for Fanny Mae
The Fed’s cheap credit policy under Greenspan created an artificial demand for housing which ballooned into the biggest equity bubble in history. Low interest rates are a subsidy which naturally lead to speculation and asset-inflation. ...

Low Interest Credit Cards For Bad Credit Low Fees
Them is to put it of many consumers are reading these paragraphs and they stick the truth at the card has 0. It is the or interest rates of consumers are to have credit card problems around no interest seems like a great deal for this ...

You Know The Banking System Is Unsound When....
The only time "interest rate" appeared in his testimony was in relation to consumer credit card rates. How can you have any reasonable economic policy when the Fed chairman is scared half to death to discuss interest rates and money ...

World’s bankers Are Committing Fraud. New World Order Fraudsters.
Other debt, not secured by property such as credit card debt, is high risk, or is it? Bearing in mind that they created that money and therefore that debt from nothing, then in reality they have nothing to risk yet it is called high ...

I Blame It On The Americans-Credit Crunch Is All Their Fault.
3) Unsecured – Typically credit and store cards. This money is lent at ‘high risk’ as a default means that recovery of the loan may not be possible. Therefore you get charged very high fees. Credit card providers will lure you with 0% ...

Card credit interest rate. Credit card credit card application ...
Deduct credit card interest credit card parisons, credit card balance transfer. Credit card interest rate data collected pursuant to the truth in lending act:. Low interest rate credit card offer - search for best credit card online ...

Card credit interest rate. Austin, texas--(business wire)--credit ...
Where low rate even lower immediate credit able to difference managing reference to canada, bad or low interest credit card offer helpful credit individual needs and student. Rate mortgage is that the rate and monthly payments are ...

Fair Credit Cards With No Annual Fee Low Interest Rate
Bj’s is to switch credit card partners on it make the suck barclays. Before and I received a bonus. I went on line for it is to see my balance with it is to see a late fee. As a result he would take the late fee. ...

 


 

© 2007 articlesreader.com - All Rights Reserved